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Why We Don’t Buy Individual Bonds
Bored with bonds? Most people are. But we’d argue you shouldn’t be. Because while bonds may seem simple, the way you invest in them is anything but. Most investors assume owning individual bonds is the “safer” or more predictable way to invest in fixed income. It...
Hidden Financial Risk (And It’s Probably Not the Market)
The Risk You’re Actually Taking If you ask most investors what worries them right now, you’ll hear some version of the same answer: “The market.” It's either too volatile, too expensive, or too unpredictable. And while market risk is real, here’s the uncomfortable...
Investing For Kids: Misconceptions & Tax Traps
Between custodial accounts, Roth IRAs for kids, 529 plans, and now proposed “Trump accounts,” parents have more ways than ever to save for their children. More choice sounds good — until tax rules start colliding. The biggest mistakes in this area aren’t about picking...
The Hidden Cost of Tweaking Your Investments
If you’re 45 and paying close attention to your money, you’re probably doing what most conscientious investors do: You check your accounts. You read the headlines. You notice what’s working and what isn’t. And when something feels off, you start tweaking your...
New IRS Contribution Limits
The IRS recently announced key contribution limit changes for 2026 for IRAs, Roth IRAs, employee-sponsored plans, and Health Savings Accounts (HSAs). While the increased IRS contribution limits are helpful, they are largely incremental. They reflect cost-of-living...
What Does The Gold Rally Mean For Your Portfolio
Gold prices jumped more than 60% this year, climbing above $4,300 per ounce. It’s no wonder people are asking, “What’s going on?” and “Is this time any different?” Let's attempt to make sense of the recent gold rally and currency concerns. Some say it's all about the...
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