by Ashlee Desteiger | Dec 30, 2023 | Technical Topics
Is life insurance considered financial protection or an investment? What type is best for you: term or permanent? What does “permanent” really mean? How much coverage do you need, and what’s the cost? These are just a few questions that arise when discussing...
by Ashlee Desteiger | Nov 27, 2023 | Technical Topics
Picking an entity structure for business owners is a crucial decision with legal and tax implications. Would you believe that over 75% of business returns received by the IRS are S-Corporations (“S-Corp”)? Let’s discuss the benefits, limitations, and...
by Ashlee Desteiger | Aug 21, 2023 | Technical Topics
Myth or Fact: My income tax rate will be lower in retirement. While difficult to predict with certainty, more and more factors are siding toward MYTH. Why? Tax Rates We are experiencing the lowest tax rates in the US due to the Tax Cuts & Jobs Act, which will...
by Ashlee Desteiger | Jul 27, 2023 | Technical Topics
What’s a home country bias? In general, home country bias leads investors to focus on assets with which they are familiar due to geography rather than what may be attractive and appropriate for their portfolios. This bias doesn’t just stop at countries –...
by Ashlee Desteiger | Jun 26, 2023 | Technical Topics
What does a hawkish pause mean for YOU? At the June meeting, the Fed decided to hit pause on rate hikes after more than a year of rapid monetary policy tightening. Since last March, the Fed raised rates ten times from zero to 5%, making this the second-fastest rate...
by Ashlee Desteiger | May 28, 2023 | Technical Topics
Annuities have a bad reputation, but is it warranted? Annuity types vary, but the most common are: Fixed Annuities pay out a specific amount to the payee. Variable Annuities are precisely that – payments vary based on the underlying portfolio’s returns. Indexed...
