by Ashlee Desteiger | Oct 27, 2021 | Technical Topics
Want to figure out how to milk every last drop? Social Security as Longevity Insurance By 2033, the Social Security Administrations (SSA) estimates a benefit shortfall of about 24%. While it seems unlikely the SSA will eliminate the benefit, it may be prudent to plan...
by Ashlee Desteiger | Aug 30, 2021 | Technical Topics
Before we get into the Top 10 Considerations (& Mistakes) for 529 Plans, let’s start with the basics. Why are 529 Plans so popular? There is no income limit to contribute. Take advantage of an opportunity for an income tax exemption. There is no tax on the...
by Ashlee Desteiger | Jun 25, 2021 | Technical Topics
If you’re charitably inclined, let’s make sure you’re tax-efficient in the process. Until the SALT $10K cap is repealed, you may not be reaping the full benefit of your charitable gifts. On the other hand, it’s not advisable to gift to charity only for the tax...
by Ashlee Desteiger | Apr 28, 2021 | Technical Topics
Overwhelmed with differing market views and economic outlooks? Us too. Headline noise aside, here are some items worth noting with respect to our view of the markets. Current Valuation Themes Over-Valued: US Housing, Cryptocurrency, Lumber, Growth Stocks...
by Ashlee Desteiger | Jan 31, 2021 | Technical Topics
There are so many things to consider when you’re working for yourself. Flexibility, autonomy, creativity, and ownership may come to mind, but what about the financial aspect? Let’s hash out two primary differences between being a W-2 vs. a 1099 employee (or...
by Ashlee Desteiger | Dec 29, 2020 | Technical Topics
This can be a confusing part of your compensation package. So much so that it’s often overlooked or executed via a sub-optimal strategy due to lack of education. Let’s break down some key details related to stock & executive compensation plans: Employee...
