Why do I need a financial advisor?

Aug 23, 2019 | Food For Thought

That’s a reasonable question.

If you’re questioning why you need a financial advisor, I like to think of it from three different aspects. You may lack one or more of the following: time, skill, or discipline.

Time: You may very well know exactly what you need to do, or maybe you’re doing all the right things now to stay financially healthy. But if you’re anything like me, you only have so many hours in the day. For me it’s sort of like hiring a cleaning lady – I know how to clean my house better than anyone, but how does it feel to have that time freed up so you can focus on something else? Not to mention having a clean house is a necessity, even if it only stays like that for ONE hour. I would argue having your finances in order is also a necessity, and I would hope the impact of that will last longer than an hour 😉.
Skill: Let’s face it – there are clearly things you are great at, and a lot you are good at, but you can’t possibly be good at everything! We didn’t all attend law or medical school, and we certainly don’t all have the same interests. Much like the reasons you search for an estate planning attorney or back surgeon, maybe you don’t know where to start to get the advice you need from a finance perspective. This is where a financial advisor comes into play – to assess the current situation, understand where you want to be, and develop a plan to get there.
Discipline: A lot us may know what to do, but we need help staying on track. Do you use a personal trainer or have a subscription to a boutique gym? Why? Do you need assistance staying relevant and interesting with your workouts? What about high intensity music and encouraging instructors? Or are you after a highly specialized experience? However you spin it, the same parallels can be drawn with having a financial advisor in your corner. Tax law changes? Refinancing a home? Saving for college, or still paying college debt off? You should be able to call your financial advisor to help you navigate these decisions.

If any of this resonates with you, feel free to give me a ring – there is no charge for the initial conversation. I look forward to hearing from you.

Website Disclaimer

Gunder Wealth Management, LLC (referred to as "GWM") is a registered investment adviser offering advisory services in the States of Michigan, Illinois, Texas, and other jurisdictions where exempt. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by GWM in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant to an applicable state exemption.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of GWM, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to other parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. All fees are subject to change. This website may provide links to others for the convenience of our users. Our firm has no control over the accuracy or content of these other websites.

The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, GWM disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.

GWM does not warrant that the information will be free from error. None of the information provided on this website is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information is at your sole risk. Under no circumstances shall GWM be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if GWM or a GWM authorized representative has been advised of the possibility of such damages.

In no event shall GWM have any liability to you for damages, losses, and causes of action for accessing this site. Information on this website should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.

An advertisement on this site, or any related site(s), may not include any testimonial or endorsement, and GWM may not provide compensation, directly or indirectly, for a testimonial or endorsement.